480-745-2110

Turning Declined & Rated Cases Into Clients

Partner with a responsive BGA built to help advisors win more impaired-risk life and LTC cases

A True Partnership,

Not Just a Platform

A True Partnership,

Not Just a Platform

Legacy Funding acts as a bolt-on underwriting and case design team, helping you place tough life and LTC cases. We partner behind the scenes — so you retain control, relationships, and client credit — while gaining access to a national network of 30+ top-rated carriers.

We also offer access to a direct-to-consumer, no-exam life platform that allows clients to quote and apply online through your co-branded link — giving you a modern, passive channel for new business without additional overhead.

Legacy Funding acts as a bolt-on underwriting and case design team, helping you place tough life and LTC cases. We partner behind the scenes — so you retain control, relationships, and client credit — while gaining access to a national network of 30+ top-rated carriers.

We also offer access to a direct-to-consumer, no-exam life platform that allows clients to quote and apply online through your co-branded link — giving you a modern, passive channel for new business without additional overhead.

Schedule a quick 15-minute call to review how Legacy Funding can support your business — from impaired-risk case design to digital client enrollment tools.

We help you write more business — and serve clients better.

Impaired-Risk Case Support

Work with experienced underwriters to rescue tough or declined cases.

Advanced Case Design

Collaborate on complex Life, LTC, Business or Legacy Planning strategies.

Nationwide Licensing

We're licensed nationally - so we can partner with advisors in any state

Tech & Marketing Support

Use our quoting tools, access to leads and automation systems to stay competitive

Turnkey No-Exam Life Platform

Offer clients an online, no-exam experience that lets them quote and apply instantly - all through your co-branded agent link. You'll still receive full credit and visibility when clients purchase.

Health & Lifestyle Profiles We Routinely Place

(examples — not limits)

Obesity / build challenges (up to 450 lbs)
Diabetes (Type 2 on insulin & Type 1)
Cardiac history (stent / bypass), stroke / TIA, arrhythmia
Sleep apnea (treated / CPAP compliant / untreated)
Depression, Anxiety, or PTSD
Non-Tobacco rates for cigars, chew, e-vape
DUI history and other legal issues (at least 6 months post resolution)

Obesity / build challenges (up to 450 lbs)
Diabetes (Type 2 on insulin & Type 1)
Cardiac history (stent / bypass), stroke / TIA, arrhythmia
Sleep apnea (treated / CPAP compliant / untreated)
Depression, Anxiety, or PTSD
Non-Tobacco rates for cigars, chew, e-vape
DUI history and other legal issues (at least 6 months post resolution)

Our 5-Step Impaired-Risk Placement Process

Legacy Funding acts as your bolt-on underwriting and case design team.

Who We Work Best With

We partner with:

• Independent financial advisors and insurance agents

• Small agencies that value responsiveness and real support

• Professionals seeking hands-on help — not a one-size-fits-all platform

If you value expert case design, relationship-driven service, and modern digital tools, Legacy Funding was built for you.

"Legacy Funding has been a great partner for my practice and business owner clients. They handle tough underwriting and advanced cases with ease. Highly recommend!"